ENERGI ART is designed exclusively for clients with one million dollars or more in casualty insurance premium expense (General Liability, Workers Compensation, and Commercial Automobile). The benefit of this program is that it is a guaranteed cost program which allows your client to share in underwriting profits. If losses are low, your client receives a financial benefit from having good claims experience, not the insurance company.

Target Classes:

• Fuel Distribution: Retail and Wholesale Home Heating Oil; Propane; Gasoline; Diesel; Bio-fuels
• Cooperatives: Agricultural supply cooperatives that supply fuel, fertilizer, seeds and other services
• Renewable Energy: Ethanol; Bio-fuels; Wind; Solar; Hydropower; and Geo Thermo
• Energy Construction: Oil Field Contractors; Water, Sewer & Utility Contractors; Power Line Contractors (Underground and Overhead); High Voltage Underground Pipes and Cables; Substations; Power Plant Contractors; Refractors; Wind Turbine Contractors; Solar Contractors; Ethanol Plant Construction; Bio-fuel Facility Construction; Hydro-electric Construction; Cable TV
• Energy Products & Manufacturers: Oil & Gas Field Machinery & Equipment; Steam, Gas, Hydraulic Turbines and Turbine Generator Set Units; Heating Equipment (except electric and warm air)
• Exploration & Production (Onshore): Independent Exploration & Production Companies
• Utilities: Gas & Electric Utilities (both public and private)

The Energi ART Advantages:

·         Guaranteed Cost Program

·         Policyholders are eligible for Good Experience Returns

·         Premium Payment Programs available with below prime interest rates

·         No Letter of Credit required

·         Available nationwide