At ENERGI, we have developed strategic relationships with a broad spectrum of insurance carriers that serve the energy marketplace. Because of these relationships, we are able to offer a wide variety of coverage options in order to design insurance programs that best fits your company’s needs. We believe that our knowledge of the energy industry and access to insurance markets provides a distinct competitive advantage.


ENERGI provides guaranteed cost insurance programs to segments of the energy industry. These programs include:

• Property
• General Liability
• Commercial Automobile
• Workers Compensation
• Excess Liability
• Environmental Liability

Our programs are designed to meet the needs of targeted Energy Industry segments including:

• Fuel Distribution: Retail & Wholesale Home Heating oil; Propane; Gasoline; Diesel; Bio-fuels Distribution

• Energy Construction: Oil Field Contractors; Water, Sewer & Utility Contractors; Power Line Contractors (Underground and Overhead); High Voltage Underground Pipes and Cables; Substations; Power Plant Contractors; Refractors; Wind Turbine Contractors; Solar Contractors; Ethanol Plant Construction; Bio-fuel Facility Construction; Hydro-electric Construction; Cable TV

• Cooperatives: Agricultural supply cooperatives that supply fuel, fertilizer, seeds and other services

• Fuel Haulers: Fuel transportation, convenience stores, gasoline station, fuel wholesalers

• Renewable Energy: Ethanol; Bio-fuels; Wind; Solar; Hydropower; and Geothermal

• Energy Products & Manufacturers: Oil & Gas Field Machinery & Equipment; Steam, Gas, Hydraulic Turbines and Turbine Generator Set Units; Heating Equipment (except electric and warm air)

• Exploration & Production (Onshore): Independent Exploration & Production Companies

• Utilities: Gas & Electric Utilities (both public and private)

• Alternative Risk Transfer (ART): Program for all classes listed above with premiums above $1M.

• Wholesale Program: Access for niche markets through Energi strategic relationships.

We also have programs for companies who are in the following industry segments:

Oil/Gas/Petrochemical

·   Fuel Distribution (Home Heating Oil, Propane, Gasoline)

·   Gasoline Stations with Convenience Stores

·   Crude Petroleum & Natural Gas

·   Oil & Petrochemical Processing & Refining

·   Oil & Gas Extraction, Exploration & Production

·   Oil & Gas Drilling

·   Transmission, Distribution & Storage

·   Oil & Gas Pipelines & Pipeline Terminals

·   Petroleum Products Manufacturing

·   Petroleum Bulk Products & Terminals

·   Petroleum Machinery & Equipment Manufacturing

·   Steel Pipe & Tubes

·   Oil Field Contractors

 

Renewable Energy

·   Biodiesel

·   Ethanol

·   Hydropower

·   Wind Power

·   Solar Power

 

Energy Construction

·        Power Line Contractors

·        Water/Sewer Contractors

·        Utility Contractors (including Cable TV, Telephone, Powerline and High Voltage Underground Contractors

·        Wind Energy Contractors

·        Solar Energy Contractors

·        Geo-thermal Contactors

·        Oil Field Contractors

·        Well Drilling Contractors

 

Utilities & Power Generation

·   Electric, Gas & Combination Utilities

·   Electric Power Generation Facilities

·   Electric Power Transmission & Distribution

·   Natural Gas Transmission & Distribution

·   Independent Power Producers

·   Utility Contractors including Power Lines & Pipeline Work

 

Chemicals

·   Alkalis

·   Industrial Gases

·   Industrial Organic & Inorganic Chemicals

·   Industrial Chemicals & Allied Products Distribution

The ENERGI advantages are:

• Critical Coverage to protect customers from certain exposures, particularly environmental
• Competitive and Fair Premiums
• Stability for your business
• Pooling of the Best Companies
• Emphasis on Risk Management and Loss Prevention
• Proactive Approach to Claims Management
 

Risk Management
Perhaps the best means to minimize insurance costs over the long-term is to proactively manage the inherent risks in the operations of any organization. This is particularly true in the energy industry due to the hazardous nature of the products and their widespread use. At Energi, we have invested considerable resources in order to identify these inherent risks and to develop risk management programs that have proven to reduce losses over time. With management’s support, we work closely across all functional areas to highlight safety awareness and to ensure that risk management becomes part of the culture of the organization.

Alternative Risk Management Solution
The Energi ARM Solution is a new risk management program which provides long-term risk management. Developed for fuel distribution companies in all 50 states, Energi offers key advantages including coverage, stability, and claims management with a focus on risk management and loss prevention.

Risk, Exposure, and Loss Prevention Programs
Perhaps the best means to minimize insurance costs over the long-term is to proactively manage the inherent risks in the operations of any organization. At ENERGI, we have developed the SafetyPLUS program which provides customized loss prevention and training programs to each customer. With management’s support, we work closely across all functional areas to highlight safety awareness and to ensure that safety and risk management become part of the culture of the organization. A key element of our proprietary SafetyPLUS program is a thorough risk and exposure assessment. In addition, we provide ongoing training and an annual site assessment to monitor operations and offer insight into the industry’s “best practices”.

Claims Management
Expedient and thoughtful adjudication of claims is often the most effective means to minimize losses. At ENERGI, our Claims Management and Legal Counsel Team’s philosophy is to astutely and efficiently resolve claims. We leverage the insurance company’s claims operations and our third party administrator partner to provide oversight to contain costs. Our expert Environmental strategic partner has proven to mitigate costs and remediate claims efficiently.